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Sharing Cultures |
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Low Income Support Program
Low income Support Directory - Murrylands
No Interest Loans Scheme (NILS®)
StepUP Loans
Emergency Relief Program
Emergency Relief provides limited financial assistance and food items to families and individuals who are experiencing financial difficulties.
The support provided may be food vouchers, food, assistance with Centapay paperwork, assistance to negotiate payment of bills etc. The service provides immediate response to a crisis situation for people in a way that maintains the dignity of the individual and encourages self-reliance.
Low Income Support Program
Low Income Support facilitates community education projects aimed at raising community awareness of the issues related to poverty and its causes. Successful topics covered by the program have included low cost and fun ways of interacting with children, and highlighting ways to reduce costs of celebrations such as Christmas. The program hopes to build upon the capacity of communities to take responsibility for addressing poverty.
Low Income Support Directory - Murraylands
A directory of services supporting families and individuals on low incomes in the Murraylands region of South Australia. download Low income support directory Murraylands
NB: This file is 209kb in size and is in PDF format. If you do not have Adobe Reader installed on your computer go to their website for the free download http://www.adobe.com/products/acrobat/readstep2.html
No Interest Loans Scheme (NILS®)
Anglican Community Care offers no-interest loans, to individuals and families who are receiving or have received assistance through a Supported Accommodation Assistance Program to help them set up their home with whitegoods and essential furniture items.
The Scheme includes assessment, budgeting advice and financial administration assistance, in addition to the actual loan, so that people can develop their independence, and eventually moves out of assisted accommodation into independent living.
StepUP Loans
The stepUP Loan is a not-for-profit National Australia Bank (NAB) product of low interest loans of between $800 and up to $3000 for individuals and families living on a low income. The loans provide affordable credit for the purchase of essential personal, household and domestic goods and services (eg refrigerators, washing machines, medical expenses, cars and car repairs, computers).
StepUP loans are a very low-cost alternative to credit card interest rates and repaying the setUP Low Interest Loan establishes a lending relationship with a mainstream credit provider. This is a pilot programme developed by Good Shepherd Youth & Family Service and The National Bank. In Mount Gambier Anglican Community Care will provide services to mentor and support people applying for the loan, along with developing their budget etc. National Australia Bank (NAB) is responsible for the approval process.
To be eligible an individual or family must hold a Centrelink Healthcare Card or Pension Card or Family Tax Benefit Part A and have lived at their address for more than six months.
StepUP Low-Interest Loan is a National Australia Bank product
• Interest is charged at a fixed rate
• No fees apply
• Loans are usually for a range of household goods and services
• Loans are from $800 and up to $3,000
• Loans are not limited to one item
• Loan terms and repayments are negotiated
• A credit check is requred
• Loans can be held in joint names
• Terms and conditions apply and are available on application
To enquire or apply for a stepUP loan please contact Anglican Community Care Inc on
8724 9211.
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accredited at
Award level
of the
Service
Excellence
Program
'Quality is not just a chart, or a standard, or a specification - it's a state of mind, a commitment, a responsibility,
a spirit. It's a way of
doing, being and living.' Don Galer |
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